Income Protection When You Need It Most

Supplemental Insurance

Accidents and illnesses don't announce themselves. Supplemental insurance pays you cash directly, not your doctor, when illness or injury strikes. Use the money for bills, living expenses, or recovery care.

Why It Matters

Why Supplemental Insurance?

Health insurance covers medical costs, supplemental insurance covers you. When you're hospitalized or diagnosed with a serious illness, you still have mortgage payments, groceries, and daily expenses. Supplemental coverage pays you directly to handle these costs while you focus on recovery.

Who This Is For

Anyone with a high-deductible health plan
Families without a financial cushion for emergencies
People in physically demanding jobs
Those wanting extra financial protection beyond health insurance

What's Covered

Accident Insurance

Lump-sum cash payment for covered accidents including ER visits, fractures, dislocations, and burns.

Critical Illness Coverage

Significant cash benefit upon diagnosis of covered conditions like cancer, heart attack, stroke, or kidney failure.

Hospital Indemnity Plans

Daily cash payments during hospitalization to help cover out-of-pocket costs and living expenses.

Short-Term Disability

Income replacement if you can't work for an extended period due to covered illness or injury.

Common Questions